Social Security Disability Insurance is a regular paycheck tax-supported federal insurance plan of the United States federal government. It is primarily designed to offer income support to individuals who are physically impaired in their capacity to earn an income due to a significant disability. As per the law, people with disabilities are guaranteed a certain level of income support through a monthly payment. It also helps disabled persons to buy necessities like food, clothing, shelter and medical treatment. However, social security disability is not a Pension or Health Insurance program; hence no taxes are paid on it. This article highlights some of the prominent ways through which you can qualify for social security disability benefits.
Social Security defines five broad classifications of individuals who may qualify for the benefits provided by social security disability. They are: – Guaranteed Beneficiaries – Immediate family members including spouse and children – Anyone working under any form of employment for at least one year, who is not self-regulating – Active workers who have continuously worked for at least one year and have been continuously employed by that company for at least one year – Completely disabled people who have contracted serious medical condition and cannot move on their own or are permanently or totally disabled and cannot walk or stand up. As long as you meet all the other requirements outlined in this article, you will qualify for social security disability.
There are certain requirements that must be fulfilled by people who want to avail of social security disability. These are – The age of the applicant must be at least one hundred and twenty-five years of age. Secondly, the applicant must have been receiving monthly benefits for one hundred and thirty-two months within the last ten years. If the applicant qualifies for social security disability, he/she will get a monthly benefit of fifty percent of the former monthly benefits. The age of the recipient must be at least sixty-five years of age.
The second requirement that has to be fulfilled for the application of social security disability is that the applicant must have reached or become disabled before reaching the age of sixty-five years. If the applicant reaches the age of sixty-five years and has not been receiving benefits, he/she is not eligible for application of social security disability. The third requirement is that the applicant must have reached or become disabled after attaining the full retirement age of the United States of America. As long as these requirements are met, no person will be denied the right to apply for social security disability.
Now that you know that you are eligible to apply for Social security benefits, it is important to know how you will go about applying for it. You can either go through a local Social Security office or you can apply online. There are advantages and disadvantages to both methods.
For those who applied online, they will find the whole process very convenient and fast. If you choose to apply online, you will be required to fill up a simple application form. Upon submission of this form, you will receive a confirmation that gives you specific instructions on how to proceed. Now that you have all the requirements needed in applying for social security disability benefits, you should get started today. There are many people waiting to receive these important disability benefits so make sure you are prepared.
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