4 Tips for Successful Debt Recovery

If you’re wondering how to go about debt recovery in Melbourne, this article is exactly what you need to read. Read on to find out four top tips for successful debt recovery.

1 – Don’t Be Afraid of Customers

One of the golden rules of customer service is not to be afraid of your customers. They’re just people, having good, bad or indifferent days in their businesses or lives – just as you are. They might be forgetful when it comes to your invoices, and this could be an accidental action on their part. They might however be spiteful or deliberately misleading, in which case you should hand over the case to professionals for debt recovery in Melbourne. The point is, you don’t need to be afraid of losing a customer if you seek debt recovery. It’s all about how you approach it. If they’re a bad customer in the first place who never pays their bills, then you might even be better off without them.

2 – Stay in Constant Communication

You should always stay in constant communication with your customers so they don’t forget that you and your invoices exist. Send several increasingly urgent payment reminders via email or post to jog their memory about your attempted debt recovery in Melbourne. You don’t have to be nasty, as that could damage the relationship prematurely. Make sure you word your letters or emails in a kind, helpful and professional tone, as if you’re thinking the best of the customer and trying to make payment as easy for them as possible. Make sure you clearly include payment details with your reminder letters or emails, and remember to thank them too.

3 – Up the Ante if Necessary

If you’ve sent several reminder letters via email or post and have received no reply to your methods of debt recovery in Melbourne so far, then it might be time to up the ante. If written notices aren’t working, you can choose to call your client or even turn up on their doorstep (if dealing with a business). If you choose to phone your customer, make sure you have a written script to follow so you come across as confident and you don’t get derailed if they offer up excuses. Throughout the whole conversation, make payment an easy and quick option. Offer to email through a new invoice if they can’t find the old one, and try to cut through any reasons for delaying payment.

4 – Get Lawyers Involved

If you’ve done all you can when it comes to debt recovery in Melbourneand it just hasn’t brought about any results, you may need to consult with debt recovery lawyers. They will have more experience than you in these matters, and they may have tactics that you don’t know about. Sometimes even just the idea of a lawyer contacting them will make late paying customers quake in their boots and pay right away. It suddenly seems more serious a matter when lawyers are involved,and you can take advantage of this fact to recover your money more efficiently.

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Has Someone Else’s Negligence Caused Your Pain and Suffering? Consult an Injury Accident Attorney in Portland Right Now!

The city of Portland is famous for its lovely parks, beautiful gardens, and large sporting venues. However, because Portland has such a fast-paced society, personal injury accidents can occur anywhere and at any time. So, if you have suffered one of these unfortunate incidents, you have arrived at the right place!

For starters, it is important to have some insight into personal injury accidents. An instance of personal injury occurs when someone’s body, mind, or emotions are harmed by someone else’s lack of care.

Having said that, depending on the type of accident that you suffered, you may sustain mild to severe injuries. Therefore, if you are now dealing with considerable bodily damage, you may require invasive medical treatments to recover from your injuries. You may also have to miss a certain amount of workdays causing your pocketbook to become negatively affected.

Unfortunately, the financial ramifications of your accident may not stop there. In the United States, medical attention can be very expensive. So, if you do not have a qualified insurer, you will have to assume the responsibility of paying exorbitant medical bills to treat your injuries.

We understand that these must be very difficult times for you. However, we are here to tell you that you are in your right to seek monetary compensation for all of your damages. You see, when injury accidents are caused by someone else’s negligence, the at-fault party must properly indemnify the victims.

Nonetheless, seeking this type of justice on your own can be significantly difficult because you will have to negotiate with the other party’s insurer. Insurance firms are in the business of making money. For this reason, in order to make their profit, they may intend to undermine your claim and offer you an unfair settlement. Furthermore, in personal injury accident cases, it is mandatory to prove culpability and make sure your claim complies with Oregon’s tort laws.

As you can see, personal injury cases are no easy tasks to overcome. You need the assistance of a legal expert. Luckily, you can hire an injury accident attorney in Portland. These trained professionals will ensure that you are correctly compensated. Do you want to learn about the benefits of having one of these accident lawyers on your side? Keep reading our article to do so!

The Most Recurrent Personal Injury Accidents in Portland

Car accidents are perhaps the most common and lethal injury accidents, not only in Portland but in the whole nation. According to the Oregon Department of Transportation, as of May 17, 2021, 166 individuals have lost their lives in auto-mobile collisions. However, by May 17, 2020, 128 people had died in the same circumstances. This means that the fatality rate increased by 29.7% this year.

Some examples of recurrent automobile accident injuries are fractures and traumatic brain injuries (TBI). Brain damage is quite dangerous as it can negatively affect an individual’s motor skills, speaking ability, and memory retention.

To prevent car crashes, the state of Oregon has imposed a set of speed limits that drivers must respect. The following are some examples of these speed limits:

  • 15 miles per hour in alleys narrow residential roads,
  • 20 miles per hour in school zones,
  • 25 miles per hour in residential areas that are not arterial highways,
  • 55 miles per hour on most state highways.

Slip and falls occur when people trip and fall on someone else’s premises due to a dangerous condition. These accidents often occur in public spaces like supermarkets, shopping malls, and restaurants. After falling, victims may suffer fractures, trauma, and punctures in soft tissues.

Slip and fall accidents fall under the category of premises liability claims. This means that establishment owners must keep their properties free of any potential hazards that may menace their visitors’ safety.

As we mentioned before, in personal injury claims, the culpable party must be identified and proved guilty. For that reason, victims must prove at least one of the following requirements in hopes of getting compensated:

  • The establishment owner or employee knew about the presence of a dangerous condition but did not eliminate it.
  • The establishment owner or employee contributed to the existence of a potential hazard.
  • The hazard has existed for such a length of time making it possible for the establishment owner to have repaired it in due time.

The Advantages of Hiring an Injury Accident Attorney in Portland

As we mentioned earlier, personal injury cases are governed by state law. So, it is vital to file a claim that complies with all of the state’s mandates. It is important to start by mentioning the existence of the statute of limitations.

The Oregon Statute of Limitations sets the time frame that accident victims have to file their injury claims accordingly. That is why an accident attorney can make sure that your claim is completed on time.

Accident lawyers work on contingency fees. These are a percentage of the recovered damages of the victim. What’s notable about this is that if your case is not settled to your favor, their services will not cost you a single dollar.

Picture yourself being injured and having to attend meetings with the other party’s insurer. That sounds like a nightmare, right? Rest assured that your accident attorney can attend those meetings on your behalf while you recover from your injuries.

As we mentioned before, insurance firms may approach you with incorrect amounts of compensation. However, your Portland accident lawyer can negotiate with these companies and calculate a proper settlement.

Lastly, if your case was not settled,your injury attorney can force a trial to ensure that you are fairly compensated.

It’s Time to Get Legally Represented!

This article was brought to you by the best law firm in Portland. You have learned that personal injury claims require the expertise of injury lawyers. So, we encourage you to call an injury accident attorney in Portland right now!

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Why do you need CRM as a Lawyer

Are you a lawyer? In that case, things can turn out to be very hectic for you when it comes to managing your clients and cases. There are so many different aspects which you need to take care of. Even if you have a helping hand, a secretary, and a team to assist you, even then, at times, things seem to be unmanageable. This is where you need to seek technological assistance. These days, managing files, database, and various other resources have become very easy. With the help of CRM software, it has now become a very simple and smoother process to arrange everything efficiently and professionally. With CRM applications, you don’t have to worry about finding a piece of document, or scheduling appointments. These applications are specifically designed in order to make things more easy and smooth for you. When it comes to CRM for lawyers, these days, you can find multiple different types of applications and software available. They not only save a lot of your time but at the same time, make your life easier and hassle-free.

What is CRM software? 

In simple terms, CRM is nothing but a mechanism, which creates a combination of different types of business strategies and processes which help you to create and build a long-lasting relationship with your clients. It stands for Customer Relationship Management. CRM comes with tons of different types of features that include tools, technologies, techniques, and various other kinds of mechanisms that can help you in retaining, developing, and also getting hold of new clients. With the help of a CRM, it becomes possible for you to ensure that every single interaction that you had with your clients, is done in an effective, efficient, and smooth manner. This helps in the process of the overall administration of your work. CRM is designed in such a manner so that it can gather customer data from multiple different channels. A CRM is capable of storing detailed information related to your client history, case details, and various other things which you would like to maintain as a lawyer.

These days, with the help of CRM, it has become very easy for lawyers to create a professional and effective mechanism as far as their work environment is concerned. If you are looking for one, in that case, there are multiple different applications and software that are available in the market.

What makes a CRM so special is the fact that it allows you to easily store all important data and at the same time retrieve them quickly and effectively. With the help of these applications, the life of a lawyer has become very easy. They have also proven to be very useful when it comes to affecting the overall output of your performance as a lawyer.

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Why Visit A Phoenix Personal Injury Lawyer?

There are various reasons why one should be visiting a personal injury lawyer in the time of any kind of accident. a personal injury lawyer can be called when there is a motorcycle accident, car accident, or any kind of accident. If the accident is really bad it is important for the person to visit the hospital and then only call up the lawyer. They are required to see for immediate medical attention rather than immediate legal action. It is in this situation that a phoenix personal injury lawyer should be called.

Better negotiation

In case of a personal injury, it is important for the insured person to visit phoenix personal injury lawyer as soon as big get medical attention. The lawyers have better communication skills than a common man. The experience had made them quite good at negotiating with the insurance companies so that the insured person is able to get the correct amount. It is important for the insured person to be able to get the correct amount that he deserves so that he is able to have a good life after the accident. money is essential which is why it is important for lawyers to negotiate with the insurance company in the best way possible.

Collection of evidence

It is to be remembered that when the lawyer or the individual is negotiating with the insurance company regarding the compensation amount the insurance company might call for evidence. Pieces of evidence are important so that proper steps can be taken and the insurance company can provide the required compensation to the injured without having a second thought or of being afraid of any kind of fraudulent activities. Therefore it is important for the insured person to have a talk with a lawyer who is capable and efficient enough to fight and win the case.

Evidence of damage

It is important for an individual to collect the evidences of damage as well. A lawyer might help in collecting all the necessary evidences in order to ensure that the insured person has all the required evidences to prove the accident. This will help them in ensuring that they get the deserving money or compensation. Alloy is required to be called because in case of a bad injury the injured person will not be in a state to collect evidences of damage. This work needs to be done by the lawyer or a system so that they do not leave out on any evidences.


It is important for the person who has been injured in the accident to get the deserving justice. If they do not get their deserving justice it will not only II break them down emotionally but also financially? This has made it important for the people to go to the lawyer as soon as they can. It is always advised that it is possible for the person to call the lawyer as soon as the accident takes place, nothing can be better than it. This is because the person who is the reason behind the accident will not be able to cover up any kind of evidences.

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Reasons to Get Turkish Citizenship


The Eurasian country Turkey gets millions of visitors every year. This country is wealthy with its geographical advantage, historical structures, cultural values, and natural beauty. It also enjoys a strategic geographical and cultural importance. It has been playing the role of a bridge between European and Asian cultures and civilizations for centuries. Its strategic geographical position has made it an important trade route between the East and West. 

Turkish citizens can enjoy a high quality life with growth in superstructure and infrastructure projects. Turkey has opened its gates to a beautiful life to the foreigners as well. People belonging to other countries can get Turkish citizenship along with Turkish passport through investment or purchasing residential property with professionals like Elmaslar Real Estate. There are quite a few good reasons to contribute towards Turkish economy.

The Passport

 In the year 2018 Turkish passport got 114 points and occupied 39th place. Turkish citizen with the passport can enter seven countries with online visa while getting visa free access to 42 countries. The citizen can get the visa at the border of these 42 countries. The passport is capable of granting visa free access to 77 countries like Brazil, Serbia, Chile, Qatar, Thailand and more. Turkish passport holders also get visas from many countries under easy conditions. 

High-quality Life

Turkish life is considered to be high quality one with the access to free and advanced educational opportunities. This country provides a safe environment along with excellent health facilities. Exemption from military service can be granted if one applies for TCBI. This country offers one of the world’s most unique cuisines, the Turkish cuisine. The Mediterranean climate with scenic beauty has rendered Turkey its most beautiful and cherished treasure which helps it to grow its economy through tourism. The laws for getting Turkish citizenship through investing in real estate have made this life accessible to citizens of other countries.

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How Does Social Security Disability Insurance Work?

Social Security Disability Insurance is a regular paycheck tax-supported federal insurance plan of the United States federal government. It is primarily designed to offer income support to individuals who are physically impaired in their capacity to earn an income due to a significant disability. As per the law, people with disabilities are guaranteed a certain level of income support through a monthly payment. It also helps disabled persons to buy necessities like food, clothing, shelter and medical treatment. However, social security disability is not a Pension or Health Insurance program; hence no taxes are paid on it. This article highlights some of the prominent ways through which you can qualify for social security disability benefits.

Social Security defines five broad classifications of individuals who may qualify for the benefits provided by social security disability. They are: – Guaranteed Beneficiaries – Immediate family members including spouse and children – Anyone working under any form of employment for at least one year, who is not self-regulating – Active workers who have continuously worked for at least one year and have been continuously employed by that company for at least one year – Completely disabled people who have contracted serious medical condition and cannot move on their own or are permanently or totally disabled and cannot walk or stand up. As long as you meet all the other requirements outlined in this article, you will qualify for social security disability.

There are certain requirements that must be fulfilled by people who want to avail of social security disability. These are – The age of the applicant must be at least one hundred and twenty-five years of age. Secondly, the applicant must have been receiving monthly benefits for one hundred and thirty-two months within the last ten years. If the applicant qualifies for social security disability, he/she will get a monthly benefit of fifty percent of the former monthly benefits. The age of the recipient must be at least sixty-five years of age.

The second requirement that has to be fulfilled for the application of social security disability is that the applicant must have reached or become disabled before reaching the age of sixty-five years. If the applicant reaches the age of sixty-five years and has not been receiving benefits, he/she is not eligible for application of social security disability. The third requirement is that the applicant must have reached or become disabled after attaining the full retirement age of the United States of America. As long as these requirements are met, no person will be denied the right to apply for social security disability.

Now that you know that you are eligible to apply for Social security benefits, it is important to know how you will go about applying for it. You can either go through a local Social Security office or you can apply online. There are advantages and disadvantages to both methods.

For those who applied online, they will find the whole process very convenient and fast. If you choose to apply online, you will be required to fill up a simple application form. Upon submission of this form, you will receive a confirmation that gives you specific instructions on how to proceed. Now that you have all the requirements needed in applying for social security disability benefits, you should get started today. There are many people waiting to receive these important disability benefits so make sure you are prepared.

If you need help with Social Security Disability, visit

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Attorney Taher Kameli Explains Why Hiring an Experienced Immigration Lawyer is Important

To become successful in getting a green card that is employment-based one must never expect to handle it all alone. The process is not very short and every step should be carefully completed with precision. Most applicants find it overwhelming and complicated while doing it alone. Thus, an expert immigration lawyer stays by your side the chances of success increase rapidly. The law firm should be chosen wisely and in that case, the law offices of Taher Kameli are an excellent option.

The Reputation of Kameli

Several clients are constantly being found to put their faith in the Law Offices of Kameli and Associates. They have developed a reputation for flawless service to their clients. They are being incessantly referred to various national and international clients all over the world. The reputation has not come along suddenly; experience and dedication have brought them their success. They are known to be around for more than two decades now. They have offered individualized attention to every client who seeks their help based on their needs.

Expert lawyers

The experience and expertise of the lawyer are extremely important to know before consulting. But in the law offices of Taher Kameli, a client doesn’t need to worry about that. The attorneys are legal experts to possess leverage with judges, public entities, private entities, and juries. The lawyers are found to be experts not just in immigration law but also in other spaces of civil and criminal law.

Results to back their statements

At the Law Offices of Kameli and Associates, they constantly strive to provide clients with the best results. They have living proof of their achievement to have represented hundreds of foreign investors in the complicated category of EB5 investment visa. They all have found permanent residency with various other families and employees. They are known to solve various legal issues with their diligence and make way for the immigrants to get their permanent residency.

Special precision needed in EB5 investment visa

To be eligible for application in the EB-5 program a sufficient amount of capital needs to be invested. The Law Offices of Kameli and Associates are the most equipped and experienced for the best chance at getting a permanent residency through EB5 investment visa application. The attorneys will assist you throughout every step and keep track of the alternatives ahead. They have a well-developed relation with other service providers as well for a flawless preparation of documents.

Essential Documents to Prepare

There are several basic documents required for a green card employment petition. The most common documents are:

  • Form I-485
  • Two passport photos
  • Copy of Identification Document(Passport)
  • Copy of birth certificate
  • Copy of non-immigrant visa
  • Copy of I-94 recorded under the applicant’s name
  • Proof of maintaining lawful status since the arrival to the country
  • Form I-693
  • Certified police clearance from home country


When it comes to consultation on immigration be stress-free to place your trust in Kameli and associates. The experience and record they bring to the table are undeniably essential for the smooth process of getting your green card.

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How can I protect myself financially in a divorce?

How can I protect myself financially in a divorce? In a Divorce, you are often required to liquidate all your assets, such as real estate (including artwork and collectibles), collectibles (such as autographed sports memorabilia), antiques, and more. These items are considered “marital property” and, in most states, cannot be divided unless the couple has agreed on an amount that is fair. In many cases, spouses must sell their marital property within a short time frame after a divorce is finalized in order to meet these demands of the law.

This is why protecting your assets must be part of any divorce planning that you do undertake. Unfortunately, not every divorce attorney takes this very seriously. In fact, many will advise you to divide your assets rather than spend the time to protect them. The fact of the matter is that you have to spend the time to properly protect yourself if you want to preserve your financial future. Contact Underwood & Micklin for legal help you can trust.

In other states, your assets must be protected even if you aren’t divorcing. For example, in the state of Tennessee, divorce proceedings require that a court approve the distribution of marital property. If you want to protect your assets from a Tennessee Divorce, you must file a petition with the courts and then show proof that you have no other assets that can be awarded to your former spouse prior to a divorce decree. Once the court agrees to your petition, assets must be divided equally between the two parties.

This is a critical point for anyone that wants to preserve a good financial future after a divorce. Unless you have a steady income, it will be very difficult to maintain the same lifestyle that you had before the marriage. In order to accomplish your goals regarding financial preservation, you must have sound knowledge about how to approach divorce proceedings. The more information that you can gather and put together beforehand, the better off you will be as a result of this process. In some cases, certain assets are exempt from a divorce decree; others are not.

If you think about it for a moment, you will realize that unless you have some sort of money that you can use in order to obtain an attorney during the divorce proceedings, you will have to be financially protective of those assets. This means that you will either have to hire a divorce lawyer or get one on your own. In some cases, both options will be able to accomplish the same goal, which is to protect your assets. However, hiring a divorce lawyer is a good idea if you really don’t know how to proceed with protecting yourself financially in a divorce proceeding.

A divorce lawyer will be able to provide you with the knowledge and resources that are necessary in order to make a solid plan for protecting your finances after a divorce has been finalized. You will want to make sure that you do everything possible in order to avoid a court judgment being entered against you, as well as to prevent your creditors from coming after you for payments that you cannot reasonably make. The more prepared you are, the better off you will be in the end. Even if you have to spend some money paying for a divorce lawyer, you will discover that it is money well spent when all is said and done. Remember, protecting yourself financially in a divorce proceeding is not something that you should take lightly.

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4 Approaches For Lawyers in Caboolture to spend less During Covid

For several lawyers in Caboolture there is financial challenges because of economic instability introduced up with the present pandemic. However, there is some unanticipated financial savings because we became a member of lockdown noisy . 2020.

4 Main Types of Law: Which One Is the Best For You? - Sharda University Blog

Some solicitors in australia faced financial problems because of pay freezes, cuts in salary, temporary layoffs or even being made redundant. However, as COVID cases reduce in several areas of our nation some lawyers have financial benefits stemming from operational and behavioural changes which have been introduced up with the pandemic.

caboolture lawyer

caboolture lawyer

local caboolture lawyers working at his desk

Of individuals lawyers the price of offering legal services has reduced. This is one way some lawyers and lawyers have seen an unpredicted financial win because of the pandemic.

1) Visiting your Legal Office

If you’re a Caboolture lawyer working at home, supplying required to perform the daily commute for that office. Working at home meant reduced travel which created savings on gas and connected vehicle expenses. Additionally, there are it’s not necessary to buy coffee for your colleagues, drinks on Friday mid-day, networking lunches so you had cautious help make your personal lunch within your house to lessen expenses a lot more.3

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2) Attorney Attire

If you’ve been within the city or maybe a significant regional hub like Caboolture recently, you may have observed lower individuals outfitted in the office attire than previously the pandemic began. Some lawyers have transitioned to working from your office or within flexible working model between their work and home location. However, the transition normal again business placed on might have been slower for most of us. If you’ve been working at home yourself, you may have observed yourself buying less office clothes within the last six a few days. You are in good company.

Generally, the cost of showing for work every day are really reduced for several Caboolture Lawyers with the pandemic.

3) Potential Tax Savings

For Caboolture Lawyers working at home, you will find potential tax savings. For most people the ATO enables you to definitely certainly claim a deduction of 52 cents for every hour you work at home for the work-related expenses you incur for additional running expenses. This covers power, internet, furniture and so forth. In case you continue with the actual cost method, you may claim greater than the default amount.

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Keep Your Idea Correctly Protected With Provisional Patent

Provisional patent is the simplest way to safeguard your revered invention within the clutches inside the mimickers and copycats. In case you invent something unique, just like a new footwear range, enticing handbag designs, a credit card applicatoin to avoid hacking or perhaps medicines to step away aging for almost any extended time, you need to immediately join provisional patent. You need to be informed you will find people hovering around who’re even available devious measures to attain fame and money. When they’ve a concept that you are near inventing something innovative, they’ll try to befriend you together with then coax you into discussing your idea. If you feel their sweet talks and share your invention together, they might surely take full advantage of it sell the idea to someone that could offer good sum of money.

Patents 101 | Committee for Economic Development of The Conference Board

As it were endeavour to explain the buyers about your new invention you will be shocked to know the idea remains stolen and already offered. Then you’ll have to take the aid of court and file a complaint concerning the thievery of idea. Without getting provisional patent your battle to show the idea as yours can be very extended and tiring. As they are available no substantial proof you have to then show your documents and research works that affiliate you’ll your creative idea. The choice within the courtroom may finally can be found in your favour nevertheless the right path will likely be rather extended and exhaustive. Along with that, you’ll have to covering out good sum of money on court situation and bills within the lawyer.

Patents and Copyrights: Everything You Need to Know | SCORE

So, it definitely is to your benefit that rather of divulging the information about your invention with other people, you to start with join provisional patent. The whole process of application is easy and straightforward. It does not involve much documents or conferences with patent experts. Every day you’re going to get the “patent pending” status which will make you legitimately online sources your invention for virtually any year. Thus, whenever you unknowingly reveal the details within the invention to someone, your idea will remain correctly protected. Once the person tries to sell your idea for financial benefit, you can prove the invention is actually your creation. Simply show your provisional patent inside the courtroom combined with the verdict will instantly can be found in your favour!

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