Anyone who has been injured or lost a loved one in a commercial vehicle accident must understand and protect their insurance rights. Tractor-trailers, semis, dump trucks, tanker trucks, and other commercial vehicles are often owned by large corporations referred to as “motor carriers.” these firms are infamous for intervening fast to prevent major insurance claims from proceeding.
How to file an insurance claim for a truck accident?
Injured victims of commercial truck accidents may face significant medical bills, lost wages, significant vehicle damage, and persistent pain and suffering. Car accident injury law allows persons who have been harmed due to the negligence of another person or company to seek restitution for their losses. Filing a truck accident injury claim, on the other hand, is a time-consuming process.
You and any other victims should do the following after a large semi-truck accident:
- 1. Seek emergency medical attention: Following a car crash, your first priority should be emergency treatment. Car accident lawyer for an emergency legal response, or go to the doctor within 24 hours if no emergency care is necessary. Some serious injuries that occur often in truck accidents, such as whiplash, may not emerge immediately. Seeing a doctor will ensure that you are properly treated, as well as offer documentation of your injury(s) and the medical treatment you need. Keep all doctor’s orders, including follow-up appointments, as well as any documents and invoices.
- Submit an accident report: A responding law enforcement officer will request basic information from you and the truck driver. The officer will record information about the incident in an accident report. Inquire how and when you may acquire a copy of the report, and get one as soon as possible. (If you do not already have a copy of your accident report, our attorneys may be able to get one for you.)
- 3. Gather information: Take as many pictures as you can of the accident site, including shots of the truck that show business names, addresses, and other identifying information, as well as shots of your damaged vehicle and as much of the scene as you can. Take images of any injuries that are apparent to the naked eye. Gather the names, addresses, phone numbers, and email addresses of any witnesses to the accident, including passengers in your own car. This information should include their full names and full contact information. Record what transpired as soon as it was feasible and produce a diagram to assist in elucidating the positioning of the vehicles as much as you can. Using the applications on your smartphone, you should be able to get this information.
- 4. Get in touch with your insurance company: You are required to report the accident to your insurance provider as soon as possible. It is important that you get in touch with the insurance provider as soon as possible since there are strict time limits for doing so. Always provide an honest response to queries, but stay away from making charges about what took place or why, and never accept responsibility for anything. Additionally, you should not consent to having your statement recorded.
- Exercise extreme care while dealing with insurance adjusters and settlement offers: You will almost definitely hear from an insurance adjuster soon after your accident. He or she may want to know about your injuries and the accident. An adjuster may also provide you with what seems to be a hefty compensation check. Accepting compensation for a vehicle accident without first talking with an attorney is a terrible decision. Nothing should be signed or paid. You may be terminating your car accident claim and forfeiting your right to full compensation by depositing a check or signing a statement.